And Still counting

My Every Word

Tuesday, March 10, 2015

Final Friday

Hello Happy Friday!


Good morning! This week has been super duper crazy for me! I am really happy that the weekend has arrived. I am excited to not have anything to do this weekend. Although I was not very diligent with my laundry doing, it will be nice to have minimal things to do this week. Darlene and I are about to begin an active search for our home. We are hoping that it will bring motivation to us. Living like you're broke, when you're not really all that broke is pretty difficult. I continue to reassure her that we are doing the right thing. I think by scoping some homes, and maybe even driving by them will make it real for the both of us. Show us some light at the end of our money saving tunnel. It's hard to sacrifice. We are trying so hard. I'm lucky that she came into a bonus or my last harrah as a 29 year old in Vegas wouldn't have been a possibility. I really have the best life partner. She's so good to me. She cares, and goes above and beyond to make sure I am happy.

Today will be a little bit of fun. My Father is going to pick  up from school today. This is a first, so we will go together to get her once I am off of work today.  needs a positive and consistent male influence. I think my Dad can deliver that for her. He's such a good man. I am just so seriously lucky to have such a great family. My Mom included. She is so loving, and full of advice. She knows where my heart is, and she knows what to say and when to say it. I hope that I can show her how much I appreciate her. Maybe one day I'll hit the lottery and build her a house and take care of her. She deserves so much. Both my parents do. They are such good people, and I am so blessed to have been raised the way that I was.

The funny thing about getting older is that you think about things that you would have never thought about before. I want to own a home. I need to. What will have if we rent forever? We would like a really nice house so that can someday own it and be proud of it. I am always asking myself who is going to take care of me when I am older? Darlene always tells me that she is. I laugh because she has so many obstacles. She had brain surgery at the end of 2014. That was so scary for me, I can't imagine what she must have felt. I was physically ill in the hospital. I was sick with worry. I don't know what I would do without her. She is my heartbeat. I want to take care of her, and I want us to be taken care of when we get older. The thought of having more kids is kind of far out. It would be so difficult. Maybe adoption is in our future. Give a kid who needs love and support, a home to grow in and be loved. That's something we have been thinking on for the past year.

This March marks the 3 year anniversary of the passing of my friend Sabrina Blackie. She had leukemia. She fought so hard. Worst part, it wasn't even the leukemia that made her pass on. She caught pneumonia in one of the hospitals she was going to for treatment. The cancer had spoiled any opportunity of her immune system kicking her back into shape and she passed away. It was a shock for so many since she was posting just the day before about how she was feeling better. It was probably one of the toughest funerals and dealings that I have ever had to deal with. Sabrina and I knew each other since we were 19. We lived together for over 6 years. She was my best friend. We had a falling out over a stupid argument and we didn't squash things until a few weeks before she passed away. It has been a reminder for me to never argue or hold grudges with important people over petty things. I cant even recall the argument we had. It's foolish, and I missed memories
holding a grudge. It's a life lesson that I will never forget. I miss her so much.  For the past 2 years my friends and I get together and send off Orange (leukemia color) balloons that include written messages on them. Sometimes I feel her with me. It's a nice feeling. There are so many that miss her so very much.

This weekend we have planned to the lake with the other kids that we know. There is an event being held to teach how to canoe, how to use a fishing pole, and even archery. The dogs have life vests, and may attend also. We like to include our pups because we love them. We are checking into getting a boat even. A weekend of fishing may be in order if we can find a way to get a cheap family fishing license for the weekend. If for some reason all of that falls through we will be heading out to a Wild West Museum in Apache Junction. They have a deal right now where you buy an adult admission, and get a kid admission for free. Too good to pass up!

I am heading into a conference call for the morning. Lots of changes due to daylight savings time. I hope that you haven't been bored with all my posts. My apologies if you have been. Can you please let me know if this is what you have been looking for? I would hate to feel like I have been incomplete. I feel so honored that you and your colleagues would ask me to do a follow up. I feel very honored and blessed. Please let me know if you need anything additional.  Thanks again!!


Lou

9 Thursday

Hello Happy Thursday!!


This week has been super busy and super stressful. There is a lot going on at work with changes, and modifications to process. I am over the week already. I am excited for the weekend. I need to relax and not have anything to do. I need a stress free weekend. It seems that tasks continue to pile on as they often do at the end of the year. I am ready to not have much to do. We were so tired last night that we didn't even go to the gym. We are pretty much obligated to go since we want these changes so badly, but last night seemed to get away from us. We had homework, meal prep, house chores, laundry, and projects for our budget. We have a friend who works for a bank and is giving us some valuable tips and tools to assist us along the way. I am hoping that we can get the ball moving on the purchase of a home sooner than later. It gets tough when it looks like your plans could fall through the cracks. This morning Darlene woke up to a short pay check. While it shouldn't harm us too badly financially it is still a cause for concern. It brought back a memory for her when her wages were garnished without her knowledge. We ran through and thought of anyone she could owe money to, and the list came up empty. Also, her tax return was denied for direct deposit by our bank. It baffled the both of us. Neither of us have any idea why BofA would do that. There will be phone calls made today, and explanations required. Just one more task that needs to be completed. I am exhausted already and the day has barely begun. Wish me luck.

Thursdays are busy days of the week for us since  has stage dreams class today. We often don't get any homework done due to the day running so closely together. Her school days are long, and Thursday nights are longer. She is guaranteed to not be in bed before 9pm. Which we are not really fans of, but it is what it is.  is only 8, almost 9 years old, and she is one of those kids that needs 10-12 hours of sleep in order to function. Going to bed at 9 once a week can really throw her day off. We are lucky on Fridays though. Since her school days end at 4pm Mon-Thurs, her school days are cut short on Fridays to 1pm. This makes up for it in a way, and gives her less opportunity for required focus on less than 10 hours of sleep.


Sometimes we have to take an inventory of what we need to have, but most times we have a pulse for what is needed. is a turkey mustard and cheese sandwich fan. Lunches are pretty easy for her.  is really the only person eating bread in the house, so we only have to buy a loaf about once every 2 weeks. If there is ever a sale, we freeze a few loaves. We like to have extras for pretty much everything. Darlene and I find it super important to ensure that we are covered. We do our best to clip coupons and find the best deals for our little family. Whatever money we can save is money we don't have to worry about in the long run. I also make it a habit to label certain products to determine how long they last. This ensures that I know what we are buying, and makes it easier to swallow a price. Our laundry detergent lasts us a few days over 3 months, our shampoo about 2.5 months, dishwasher soap 4 months, trash bags 6 months. Kraft Cheese 3.5 months. It makes it easier to pay a steeper price when I can see the direct value. If something that we use on the daily basis costs for $13.99 and lasts for 3 months that means that my actual cost is $0.15 a day. Makes it easier to buy when you think of it like that. At least for me it does.

I spent some time downtown on Wednesday for a meeting. We went to the Hyatt Regency which is a pretty nice hotel out here. I captured a picture that I liked, so I thought I would share it. At one point I was an aspiring artist who wanted to do photography for a living. I have been out of practice for 4+ years now. I love buildings, power lines, the sky. I have never really taken peoples photos well. I don't have an eye for it. I almost partook in an art show about 5 years ago. I had about 150 shots narrowed down to top 50, I was ready to print. The person who was closest to me at the time shot the idea down and expressed her opinion for how unprepared I was. I took a blow that day and haven't really picked up the camera since. It's crazy how people can affect you like that. I'm really blessed that Darlene is nothing like her. Phoenix is such a great place to take photos too. Such a photogenic city. Someday I hope to have some additional time to pick up the camera. Even if I do nothing with them, I hope to do it. There are a few canvas pictures in my house that I actually shot. I am really proud of them, and someday hope that I can afford the time and money to create more.

Money is so overwhelming isn't it? You need it to be complete most things in life. I am constantly making a change to try to make things better for us. I am constantly seeking opportunity to ensure that we are stable. Sometimes I think that is simply a piece of my astrological sign. Being a Taurus means that I thrive on stability. I like consistency, but I don't like to be too repetitive. I like knowing that things are taken care of. That we will be fine if a change is made. If Darlene lost her job tomorrow, how would that affect us? How many months could we get by. If I lost my job? How soon before I am working again. I am quick to find the answers because they are important to me. I think it is something to think about. Maybe not focus on, but something in the back of my mind. Too many people live without preparation. I know too many people my age who are out spending copious amounts of money on a weekend and are dead broke on Monday. I used to live like that, and I no longer have that mentality. I want to be able to live in a financial world without having a panic attack. I would like to be a successful 29 year old who has goals and aspirations that are within reach. I don't want to be stagnant, but I also don't want to be at risk to lose everything. Make sense?

Hopefully I didn't babble too much. I hope that your Friday is going well.

Lou



Wednesday, March 4, 2015

Hump Day

Happy Wednesday! Happy Hump Day!- Whatever you like to call it!


Wow! This week has been so slammed for me! I think my days always get a bit thrown off if I have 100% plans on the weekend. I think the Vegas trip almost make me feel like the weekend didn't actually come. I am excited that I am at the middle of the week already, and will have an opportunity to have a weekend. We are still evaluating the canoeing trip. We need to work out some fine details to ensure is it possible. We even thought about getting a pontoon boat and doing some fishing. That would require licenses which are pretty pricey. We could purchase one that is good for a year, but who knows how often we would go. It's a toss up of whether or not it could be a good idea to purchase. Maybe we just canoe and hang out. Still deciding.


I bought 2 tires yesterday from Discount Tire. My tires are 20 inches which means that I will pretty much always pay out big bucks to have tires. Yesterday was no different. I went to discount and they wanted $420 for 2. I wheeled and dealed a bit to get it down to $340. I'm happy, but it always makes me cringe at the thought of paying so much. The one comfort I do have, is that I shouldn't need tires for at least a year since the other 2 I have aren't all that old. Maybe 1.5 years. And thanks to the system I did with the tires, I should only need to purchase 2 at a time instead of 4 at a time. Still $340 hurts. Haha. Good thing I had funds from odd jobs to make it happen without actually touching my bank account.

My oldest Godson came over yesterday too. He's had a rough few months from not really having a place to live, no job, and not making the best decisions for his life. I try to sit him down and have a heart to heart with him. He always wants a leg up, but the problem is that he isn't 100% willing to help himself. I have given him money in the past, but he shows up a week later asking for more, and he isn't always clean. I've given him resources on rehab programs, and he says that he's trying, but I think that with a fist full of cash he will lead down the same path. So I have cut the money off for him. I'll feed him and his fiancé. Give them a ride to where they need to go, but no more money comes from me. I told him yesterday that there are ways to make money when youre in between jobs. Not some of my favorite ways, but there are ways. Donating plasma. Typically takes hours, and you only get $50. But when you have no money, that's half a week at a motel.
If they both do it. That's a full week to try to get them on their feet. Also, Labor ready. You go there early in the morning, Get work, and get paid the same day. Again, if they are both there for it, they could be on their feet quick. I want him to succeed, but I think at this point he needs to do it on his own. He has begged me to get him a hotel. I won't put my credit card or my name on anything like that. He wants me to get him a rental to drive to Louisiana. Same thing. I love him, but my name will go on nothing. It's hard to get people motivated to help themselves. I feel bad for him, but he can't stay at my house. I have an 8 year old, and a family. I know he's desperate, and don't trust him around my things at this point. It's sad to say, but it is the truth. I pray that he finds a path that he can successfully walk. --It's equally hard for me not to just help him. He's 22, and reliant on others, and drugs. He needs to rely on himself. I hope
that he knows that I do this out of love.

On other notes, this will be the pay period that I get to start saving money for my birthday! Hooray! I am looking forward to having a nice relaxing time in Las Vegas for my 30th. We have teetered with whether or not to split the time in Vegas and Laughlin. I think what I am going to do, is spend 2 night in Vegas, and the last in Laughlin. That puts us closer to Phoenix when we leave, and also keeps us in a smaller area which is nice. I am excited for the pool at the Flamingo in Las Vegas. That place is amazing, and I am excited to sip coronas and hang out. I have friends who are wanting to come too. I think that it would be awesome to rent a cabana for the day and relax in the sun. All we need to do is stay on task for the next few months and we will be able to continue with the house funds and birthday extravaganza funds too. Fingers crossed that nothing changes. I do see a potential bill in the future. Darlene's mom has a nice little Honda Fit, but it
is giving her some trouble. I have a really great mechanic who is a wiz and finding the problem, and making things affordable. We will likely take her car to him. If she can't cover all the charges, Darlene and I will likely help her out. Her mom has had some rough financial struggles over the years, and we are trying to help her get on her feet. Before Darlene and I moved in together her mom was staying with her rent free to pay off bills. She now lives in an apartment about a mile away from our home, and lives with Darlene's brother. That lease is ending in May which means she will need to save money in order to pay for some deposits at a new apartment. We paid the current deposit on the apartment and are hoping to get the majority of it back so that we aren't paying too much for another deposit. Fingers crossed.

Today will be a cleaning day for me. Once I am off of work I will be picking up where I left off last night and trying to get the house spic and span. I really love to have a clean house. I don't have much time to do it anymore since we have been so busy. This will be an opportunity to get some things done with an empty house. This means I get to blast the radio, and clean to my hearts content. I am hoping to get more than half way done before I have to go and get  from school. I am hoping to handle the house, and the back porch/back yard. I definitely have some projects that need completing. We are hoping to get everything done by the weekend. It's really nice to have the weekend be an actual weekend instead of 2 days that are used to fix what you didn't do during the week. I would rather lounge in my clean sheets and robe on the weekend then spend it doing laundry and cleaning. I have better things to do. Like lounge, go to a museum, spring
training game, even family movie night. I would much rather do that.

Last night was gym and food related. We went to the gym and put in 30 minutes of cardio. Came home and started cooking. I made about 8 chicken breasts, and some steam veggies. This will help up with staying on track throughout the rest of the week. No excuses to be hungry and eat garbage. There's something pre made so no excuses for us. It's really helpful as many times I am hungry when coming home from work. It feels like I almost need a second lunch. Having tuna or grilled chicken on hand curbs that hunger for me and ensure that I am not eating empty carbs (carbs with no protein or fiber). So I am off to the rest of my day. I hope that all is well with you. I have heard that the weather is crazy almost everywhere. Hopefully you aren't seeing that too bad. Have a great rest of your week!


Lou

Tuesday Tuesday

Happy Tuesday!


This week has proven to be so very busy for my household. Yesterday was go go go until around 630PM. Then we hit the gym, dinner, and straight to bed. Tomorrow will be a later day for me, but a good day. an 8 hour as opposed to a 14 hour day. Yesterday was a big homework day. We looked all through homework together to find one page of her homework only to find it in her book. We all felt like we were going crazy. We are doing our best to teach  about organization and how to remain that way. She has a hard time doing that since she has not been held very accountable. At her last school they would send home a homework packet instead of books, and worksheets. This year has brought on many changes for  We try to slow the adjustment phases down, but it is just so hard. That's how it goes though. We are looking forward to the Summer since it will be a nice break for everyone.

Over the Summer we typically put in a city program type camp. They do tons of activities over the course of the Summer. Some activities are arts related, others interactive and sports. It really is a great program. She loves it too. She can get there early in the morning, eat lunch there, play all day, then come home. She needs the social interaction, and we are working very hard on maintaining friendships. I think that these camps help quite a bit. Fingers crossed to finding some forever friends for my kiddo. She sure deserves them. Darlene and I were saying that once we move into a newer and better neighborhood we can have more kids around for  to play with. We are definitely in need of more involvement with kids.

Tomorrow is going to be a better day. We have nothing really happening which is super nice. I am always excited to have an easy day! Like most I am always just ready to relax. There are times when I wish that life could be easier, but then I remember that goals aren't really worth having if everything is handed to you. Sometimes I do need time to sit back and reflect. Vegas was a nice way to do that even if it was for a short weekend. I sometimes feel like I need a nice week at a beach with Darlene. Just for us to keep in connection and to have a worry free weekend. No friends, no family, maybe even a kid free weekend where we can just be. Maybe someday. Fingers crossed.


The weather has been increasingly warm which makes me look at the budget more and more. always trying to be one step ahead when it comes to our bills and planning. I am thinking that I will soon need to make adjustments to our utility payments to ensure that we are fully covered for the months ahead. I may make some adjustments this afternoon. As you already know I have a habit of going in there multiple times a day to ensure that I am on point with all that I do.


I am hoping that all is well. See you tomorrow!

Lou